Grant Webster, CFP®, TPCP®

Hi, I'm Grant Webster 👋

I founded Arcadia Private Wealth in early 2026 after 18 years in the wealth management industry, most recently as a Partner of one of the largest Registered Investment Advisors (RIAs) in the country.  I grew uncomfortable with the industry standard “1% of assets” fee structure. For clients with larger investment portfolios (whom I work with), the traditional percentage-of-assets fee structure compounded against them. Families with larger portfolios were paying multiples more in fees — sometimes two or three times as much — for advice that required the same work, the same planning, and the same attention. 

Arcadia Private Wealth operates on a flat annual fee of $18,000 — the same for every client, regardless if your investment portfolio is $2 million, $5 million or $10 million. No percentage of assets. No commissions. 

We are one of only a few firms in the country offering wealth management for a simple fixed fee AND specializing in retirement and tax planning. 

We help our clients:

⮕ Reduce lifetime taxes

⮕ Manage low cost, tax-aware & evidence-based investment portfolios

⮕ Make work optional and retire on their terms

If you're looking for a financial advisor who is genuinely on your side, without the costly 1% model, I'd welcome a conversation.

ABOUT Arcadia Private Wealth LLC

Arcadia Private Wealth is a flat fee fiduciary financial advisory firm dedicated to helping individuals aged 50+ achieve a secure, tax-efficient retirement.

We specialize in retirement planning and investment management, combining tax planning, retirement income optimization, Social Security timing, and estate optimization to deliver personalized advice.

If you have questions like:

▪️ When can I actually retire — and will my money last?
▪️ How do I turn my retirement savings into income that I can’t outlive?
▪️ How do we protect the wealth we built and make sure it goes to the right people?
▪️ Are my investments optimally built for retirement — or too aggressively allocated?
▪️ Where do I pull money from first? 401(k), IRA, Social Security, after-tax?
▪️ Am I paying my advisor too much in AUM fees?
▪️ How will Required Minimum Distributions (RMDs) increase my taxes?

Then you might be a good fit for our firm.

As CFP® and TPCP® Professionals, our goal is to empower retirees and near‐retirees to minimize tax burdens, manage investment risk through volatile markets, and generating sustainable income in retirement.

We are based in the beach town of Encinitas (in San Diego, CA), and serve clients nationwide.

About You

At Arcadia, our focus is on serving two specific client segments: those navigating life in retirement, and those who have nearly reached financial independence—often between ages 50 and 70—yet continue working because they still enjoy their careers.

Our typical client...

▪️ Doesn’t want to go through retirement alone
▪️ Has an investment portfolio between $2 million and $10 million
▪️ Is retired or within 10 years of retirement
▪️ Wants coordinated retirement, investment, & tax planning without paying a percentage-of-assets (AUM) fee