Nathan Donohue, CFP®, RICP®

One stock made you wealthy. Now it may be your biggest financial risk.

Valence Wealth works with executives whose net worth is concentrated in company stock, often after years of accumulating RSUs, ISOs, NQSOs, and ESPP shares.

We bring tax strategy, estate coordination, investment management, and your broader balance sheet into one plan.

Common questions we help answer:

• How do I diversify a concentrated stock position without creating an unnecessarily large tax bill?
• My RSUs keep vesting and my concentration keeps growing. What should I sell first, and when?
• I have unexercised ISOs. How should I think about exercise timing and AMT exposure?
• What happens if the stock falls before I have reduced the position?
• How should charitable giving, estate planning, and the rest of my portfolio fit into the strategy?

Why Valence Wealth:

• 15+ years of experience. I have advised hundreds of families, including executives at companies such as Amazon and Microsoft, on equity compensation and concentrated wealth.
• I have lived the concentration problem myself. For years, roughly 95% of my own net worth was tied to the financial services firm I built, grew to approximately $500 million in assets under management, and ultimately sold.
• A broad toolkit. Depending on the situation, strategies may include exchange funds, long/short direct indexing, options strategies, charitable planning, and tax-aware sale sequencing.
• One flat annual fee. We do not charge a percentage of your assets. Your portfolio size does not determine our compensation.

If a significant portion of your net worth is tied to one company or one highly appreciated asset, Valence Wealth is built for that problem.

Valence Wealth, LLC is a registered investment adviser in Arizona. Registration does not imply a certain level of skill or training. This profile is general in nature, is not individualized investment, tax, or legal advice, and does not create an adviser-client relationship. Investing involves risk, including the possible loss of principal. Concentrated positions may involve significant risk of loss.